DMC Insurance offers a unique hybrid of industry expertise and technology know-how. Leveraging 150 years of collective insurance experience, we help clients navigate risk and maximize financial outcomes through innovation, practical expertise and technology advantages. We have worked with some of the best truck fleets in the country and led many of the industry’s insurance enhancements over the years.

Expertise. We provide peace-of-mind.

We have worked with fleets of all sizes and know there are differences. DMC Insurance extensive experience enables us to serve as your partner as your business grows. Our solutions are tailored to address your specific needs. When your business is smaller, we can provide ground up products and help you transition to self-insured programs at the appropriate time. In addition, DMC Insurance programs have significant financial backing. Our insurance affiliate partner, Crum & Forster®, writes almost $2 billion in premium annually. Crum & Forster® is rated “A” (Excellent) with a stable outlook by A.M. Best Company and have a Financial Size Category of Class XII as of December 31, 2016.

Results.

We seek relationships with clients who want to benefit from our shared goal of improving safety, reducing accidents and loss costs. Our DMC Partner Services™ program is ideally suited to help medium fleet insured clients develop safer operations. DMC Partner Services™ augments our coverage and claim solutions with dedicated guidance and insight around managing risk. Each new insured client will have an onsite visit from our DMC Partner Services team to provide an independent assessment and to co-develop a service plan tailored for your business.

Innovation: Listen. Learn. Lead.

Your staff may not always have the time or resources to determine the best resources or methods for your company to reduce accidents and minimize costs. Through our partnership with clients, we assist in optimizing data utilization, improving safety programs and driver coaching, evaluating systems and enhancing operations. We continuously keep informed on industry trends with potential impact and search for ways to maximize the use of technology.

Let’s Talk! Talk to your broker or contact us for a reference to our broker network!

Programs:

We look to partner with select, qualified motor carriers to provide ground up the right level of coverage and with meaningful limits.

Program Components

  • Primary Limits: Combined single limits (CSL) of $1 million
  • Coverages Include:
    • Bodily Injury
    • Property Damage
    • Physical Damage
    • Cargo Liability
    • Workers’ Compensation
    • General Liability
    • Garage-Keepers
    • Warehouseman’s Liability
  • Deductibles: Tailored to your needs
  • Enhanced coverage: Available for such items as electronic equipment, rental reimbursement, debris removal, emergency transportation and many others
  • Uninsured Motorist (UM) or Underinsured Motorist (UIM)
  • Personal Injury Protection
  • DMC Partner Services™: Each client will have access to our risk management program, a service to improve your bottom line results through holistic risk engineering, telematics insights, culture and coaching