World class claims management

In today’s environment, it is more important than ever to partner with a trucking specialist that has a proven track record of lowering your cost of risk. At DMC, 100% of our claims are transportation related claims. Trucking is all we do. Our Claims leadership team averages over 30 years of industry experience and 20 years of transportation experience.  We are committed to providing our insureds with meaningful results, tailored to this complex industry. 

We Fight For the Truth

With a commitment to aggressive good-faith claim handling, we have the discipline to resolve claims with an effectiveness unmatched in the industry. The number one goal at DMC is to find the truth. With the truth, we can resolve each claim as fairly as possible. As your partner, we fight to find the truth and respond appropriately.

We work closely with our handpicked nationwide network of adjusters and defense attorneys, use the latest technology in claims reporting, and utilize our regimented processes to continuously follow up until your claim is resolved. We are fully transparent with the highest level of communication. Our claims notes are visible to you and detailed, with action plans to attain the desired results. For each claim that exceeds your retention and falls in our layer, you will receive a copy of our comprehensive “First Report” with reserve rationale including a comprehensive summary and our next steps.














Special Investigations Unit

A key asset to our success comes from our in-house Special Investigations Unit (SIU) providing front-line fraud investigation, support and training to our claim professionals, insureds and producers. With the support of our SIU team, we do our due-diligence on every claim that comes through the door to know the full story and work tirelessly toward resolution. We know our claimants, and we know what happened better than anyone else involved in the case.

Medical Billing Services

Medical expenses make up an average of over 60% of a claim’s costs, a significant financial impact to our insureds’ cost of risk.  Unfortunately, errors and unreasonable expenditures are commonplace with claims, which is why DMC has implemented a proprietary 3-tier process to review each medical bill claim.  We work with the best providers in the industry combining technology, credentialed physicians and allied medical professionals to combat costs and improve outcomes with our insureds’ claims.


Subrogation is the right of the insurer, upon payment, to pursue a responsible third party for damages caused to an insured. As soon as our in house team is notified, they begin assessing the claim to determine any third party liability to damages.  Our team’s depth of trucking insurance claims is a primary factor in our ability to recover your damages.

“Recently, we uncovered a forgery issue where a claimant was falsifying employment verification documentation. The documentation presented to the adjuster lacked the typical information expected on company letterhead. SIU proceeded to investigate the authenticity of the presented document and determined the document to be forged and potentially saving the client a significant amount of money.

I have worked in the insurance industry for over 30 years with the majority of my time in claims and special investigations. I am very passionate about my work and uncovering the truth, whether it is that the claim is 100% valid or the claim is fully or partially fraudulent, is my first priority. “

Julie Babcock

Sr. Special Investigator, DMC Insurance

Report a Claim


24 hours a day

7 days a week at


With DMC Insurance, you are able to report or monitor the status of a claim 24 hours a day, 7 days a week, 365 days a year.

In addition to our 24-hour hotline, you may also submit a claim via email at

It is critical that you report all accidents as soon as possible. Our online portal is another option available to report any claims. If you are submitting documents after first notice of loss, you may also fax cover sheet to 1.877.622.6218 including the number associated in all documents.

DMC Insurance