Independent Contractors

Custom coverage options for independent contractors, including owner-operators, affiliated with approved motor carriers.

From individual policies to master policy arrangements, we offer flexibility, compliance with sponsor requirements, and coverage options designed to meet the unique needs of independent contractors in the trucking industry.

Key Features of our Independent Contractor Program

Uninsured and underinsured motorists

Personal injury protection

Sponsor Compliance

Our insurance will comply with their sponsor’s minimum requirements.

Limits & Deductibles

Limit structures and deductibles tailored to meet your needs and program requirements.

Risk engineering

Access to our risk engineering resources, including the latest innovations in safety and technology and co-developed safety enhancement solutions custom-made for your business.

Contractors’ benefits administration

CBA is a streamlined web-based program powered by Focus Solutions that automates the management of owner-operator onboarding, settlement deductions, policy issuance, billing, insurance coverage documentation, and more.

Additional Coverages May Include:

Non-trucking liability
Physical damage
Workers’ compensation
Occupational accident
Various contingent liability solutions
Wide array of options/endorsements